Rolle, Breeland, Ryan, Landau, Wingler, & Hindman


Texas State Law requires that all persons operating a motor vehicle must be insured under a motor vehicle liability policy or bond, with limits of not less than $25,000 for injury or death to one person, and not less than $50,000 for bodily injury or death to two or more persons in one accident. And this coverage must include, unless specifically waived by the insurance policy holder, coverage that compensates an injured person when the negligent driver either has no insurance or insurance that is insufficient to fully compensate the injured person. This is called underinsured motorist coverage. The required amount of underinsured motorist coverage that is available in a specific accident has remained an unresolved issue that's been widely debated.

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